Your use of this website (www.compareukquotes.com) and our quote comparison
services are subject to these terms and conditions. By visiting our website
or using our online quote comparison service, you agree to be bound by these
and the revised version will be effective when displayed here.
Owing to the nature of the Internet we cannot guarantee that this website
will always be available to users. You should ensure that you have appropriate
protection against viruses and other security arrangements in place whilst
using the Internet.
By accessing our website, you agree not to:
• use this website in such a way that disrupts, interferes with or
restricts the use of this website by other users;
• reverse engineer, decompile, copy or adapt any software or other
code or scripts forming part of this website or attempt to transmit to or
via this website any information that contains a virus, worm, trojan or other
harmful or disruptive component; or
• change, modify, delete, interfere with or misuse data contained
on this website.
2 About Compareukquotes.com
This website is owned and operated by Seopa Limited (referred to in these
terms and conditions as “Seopa”, “we” or “us”),
a company registered in Northern Ireland (Company Registration number NI46322).
Seopa’s registered address is 5 Dogleap Road, Limavady, Co. Londonderry,
BT49 9NN. Seopa Ltd is authorised and regulated by the Financial Services
Authority (Registration number 313860).
3 Our services
Our website provides a quote comparison service and internet directory -
we are not an insurance or financial broker. We allow you to use our website
and our quote comparison service free of charge to compare quotes from a
number of insurers, finance companies and other sources. We shall provide
you with the quotes we obtain from these third party companies using the
information you submit through the forms on this website.
If you wish to obtain insurance cover from one of these companies when we
have provided you with the quote comparison, you should contact the company
direct. In most cases, we shall provide you with a link to the relevant companies’ websites
when we respond to your request for a quote comparison. You should check
your details on the company’s website thoroughly before proceeding
to accept a quote. If you choose to accept a quote from a third party obtained
using our website, you will enter into a contract direct with the insurance
company and the insurance company’s own terms and conditions will apply.
In order to reduce the number of fields you must fill in when you submit
a request for a quote comparison, we shall make a number of assumptions about
you. For example, we may assume that you do not have any medical conditions
that could affect your insurance premium when we get quotes through our car
and van insurance systems. The quotes we obtain will be based on these assumptions.
If you choose to accept a quote from a third party obtained using our website,
you should check that the insurance provider has not made any inaccurate
assumptions about you based on our request for a quote.
Our website is provided for the personal use of individuals only and you
may not provide access to our services or the results of our services to
any third parties or use them for any commercial purposes.
4 Your responsibilities
It is your responsibly to ensure that all information used by an insurer
in arranging an insurance policy for you is correct. You warrant to us that
all information you submit to us is accurate and complete to the best of
your knowledge. We are not in any way responsible for any inaccuracies in
any insurance policy taken out by you from any insurance company or broker,
whether or not they are listed on this website.
We are not able to advise on the suitability of any product for you and
it is your responsibility to discuss your insurance and/or financial requirements
and details with any insurer, broker, or company before taking out an insurance
policy or entering into any other financial agreement. Failure to do this
could for example result in you taking out insurance which is not suitable
for your requirements and which may be inadequate in the result of a claim.
5 UK residents only
The quote comparison services we provide through this website are only available
to residents of the United Kingdom that require insurance in respect of private
cars or vans within Great Britain, Northern Ireland, the Isle of Man and
the Channel Islands. Not all quotes will be available to all regions (for
example, some insurers will not provide cover for Northern Ireland residents).
6 Our Liability
While we take reasonable steps to ensure that the information contained
on our website is accurate, we do not accept any responsibility or liability
whatsoever in contract, tort or otherwise for any loss or damage caused by
or arising directly or indirectly in connection with any use or reliance
on the contents of our website or our quote comparison service except to
the extent that such liability cannot be excluded by law.
In particular, we rely on the information you have provided to us and the
quotes we obtain from third party companies. Although we hope that the quotes
we obtain should allow you to identify which companies are most likely to
offer you a competitive premium, you should contact these companies direct
to obtain an accurate quote. Accordingly, we do not accept responsibility
for the accuracy of any quotes displayed to users of our site.
The display of a quote on our website in not a representation from us that
insurance will be available to you at the price shown. This website, any
information or other material contained in it, and our quote comparison services
are made available strictly on the basis that you accept them on an ‘as
is’ and ‘as available’ basis. If you rely on any information
or other material contained in our website, you do so entirely at your own
risk and you accept that all warranties, conditions and undertakings, express
or implied, whether by common law, statute, trade usage, course of dealings
or otherwise in respect of this website are excluded to the fullest extent
permitted by law.
misrepresentation by us or our employees or for death or personal injury
resulting from our negligence or that of our employees.
7 Links to third parties
You may create a hypertext link to the homepage of this website at http://www.compareukquotes.com
provided that such link is not used in a misleading or defamatory context.
You may also create links to other pages forming part of the website. We
do reserve the right to ask you to remove any links to our site and its pages
or files at our own discretion.
Links to other websites, advertisements for, or references to, other companies
mentioned on our website are there for information purposes only. We have
no control over and therefore do not accept responsibility for the content
or accuracy of information contained within these third party sites, nor
for the services offered by third party companies.
8 Use of your personal information
We shall use any personal information you provide to us through our website
in accordance with our
These terms and conditions and your use of our website shall be governed
by the laws of Scotland and you agree to submit to the non-exclusive
jurisdiction of the courts of Scotland in respect of any dispute
in relation to your use of our website.
11 Contacting us
If you have any queries about these terms and conditions, please contact
us by emailing email@example.com
Initial Disclosure Document:
The Financial Services Authority require us to present you with an Initial
Disclosure Document which you must read before you make a purchase. This
document is located here :